F & M Bank - Established 1893
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Personal Banking > Rates
 

Interest rates and annual percentage yields may change on your accounts.
Please contact us directly for the current rates.

 

Common Fees

Check Printing
(Fee depends on style ordered)
Online Banking Service Fee  

Basic

Free
Personal Money Orders

Up to $2000.00

$2.00 each
Over $2000.00
$5.00 each
Cashier Checks
Up to $2000.00
$2.50 each
Over $2000.00
$5.50 each
Dormant Account Fee
Regular Checking Accounts
$2.00 per month
Other Accounts
$10.00 per month
Overdraft Consumer Account
$12.00
Overdraft Business Account
$24.50
Return Item Consumer Account
$12.00
Return Item Business Account
$24.50
Account Research
$25.00 per hour, 1 hour minimum
Stop Payments
$25.00 each item
Outgoing Wire Transfers
$25.00
Replacement Card Fee
$10.00
International Wire Fee
$25.00 plus a correspondent fee

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FDIC & EHL