F & M Bank - Established 1893
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Personal Banking > Rates
 

Interest rates and annual percentage yields may change on your accounts.
Please contact us directly for the current rates.

 

Common Fees

Check Printing
(Fee depends on style ordered)
Online Banking Service Fee  

Basic

Free

BillPay - up to 10 payments monthly

$5.00 monthly
Monthly BillPay beyond 10 payments
$0.50 per payment
Bill Pay Recall Fee
$20.00 per payment
Personal Money Orders

Up to $2000.00

$2.00 each
Over $2000.00
$5.00 each
Cashier Checks
Up to $2000.00
$2.50 each
Over $2000.00
$5.50 each
Dormant Account Fee
Regular Checking Accounts
$2.00 per month
Other Accounts
$10.00 per month
Overdraft Charge (each debit or check paid)
$32.50
Returned Check Charge (each item)
$32.50
Account Research
$25.00 per hour, 1 hour minimum
Stop Payments
$25.00 each item
Outgoing Wire Transfers
$10.00
ATM Transactions
$1.00 per transaction at an ATM we do not own or operate
PIN Point of Sale Transaction
$1.00 each
New ATM or Debit Card PIN
$2.00
Replace a lost ATM or Debit Card
$2.00

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