CONFORMING LOAN PAYMENT NOTICE
All loan payments must be accompanied by the account number or payment coupon provided. Loan payments must be sent to Farmers & Merchants Bank, 103 S 5th Street, PO Box A, Mound City, KS 66056. Loan payments may also be made in person to Farmers & Merchants Bank personnel or online for those enrolled in Online Banking. Payments received in the bank by 3:00 p.m., Central Time Zone, Monday - Friday, except bank holidays, will be credited as of that date. Payments made through Online Banking service by 5:30 pm, Central Time Zone, Monday - Friday, except bank holidays, will be credited as of that date. All other payments received will be credited as of the next business day or as otherwise permitted by law.

CUSTOMER NOTIFICATIONS
Phishing is a common email scam in which the scammer reports to have funds they are incapable of accessing without the help of a trustworthy third party (you). They will attempt to obtain your financial information or utilize your bank account by promising to share the funds.
Tips for spotting a scam: -any deal that sounds too good to be true, -do not respond to spam type emails, click on links, or open attachments, -ignore emails with bad grammard, poor spelling, or that ask for you assistance with finances. See http://www.antiphishing.org form more info.